Car Rental With Debit Card: Everything To Know

Most car rental companies don’t prefer debit cards, and it has so many reasons. This is why you should complete some extra requirements while renting a car using your debit card. If you don’t know much about it, then in this post, you can read almost everything about car rental with a debit card. For instance, why companies don’t prefer it and what are some extra requirements to follow. So, if you want to or need to know about it, then read this article.

Why do car rental companies don’t prefer it?

When a customer wants to rent a car by using his/her debit card, car rental companies don’t prefer it. There are a few reasons behind it. The first is, you can only use the money through your debit card which is available in your account. In that case, if you cause any serious damage to the car which you hire, and you don’t have enough balance in your account, then the car rental company will not be able to deduct the charges of damage caused by you.

Another reason is, there are a few debit cards that demand to enter a pin code each time the charge is made. After returning the rental car, if the customer skips town, then it will cause difficulties for the car rental company. So, these are the reasons why car rental with a debit card is not preferred by most car rental companies. But you can still hire a car by using your debit card if you follow some extra requirements.

What are some extra requirements to fulfill?

If you want to know these extra requirements, then you can read them below:

You need to present proof

The first extra requirement you should fulfill for car rental with a debit card is, you need to present proof. So, don’t forget to take your extra ID with you. They may also demand you give them proof of your residence and to see your passport. By showing them proof, you can rent a car using your debit card.

Show them the insurance

If you have insurance for your car, then show the car rental company your insurance. It will also help you if you want a car rental with a debit card. If you do any damage to their car, you can pay them with your car’s insurance. That’s why car rental companies will be relaxed if you show them the insurance plan for your car. So, you can rent a car using your debit card if you show them the insurance of your car.

Money your debit card holds

When a car rental company assures you how much money your debit card holds, it helps them in making their final decision. They will not allow you to rent a car if your debit card holds a very small amount of money. But if it holds enough money, the car rental service will allow you to rent a card on your debit card. So, the decision of a car rental company also depends upon the money your debit card holds. Hence it is another extra requirement to fulfill if you want a car rental with a debit card.

Additional information

There are also some car rental companies that don’t allow you to rent cars using your debit cards. Even if you fulfill all the extra requirements, they don’t allow it to save them from any kind of loss. So, it isn’t necessary that after fulfilling these extra requirements, every company will allow you to hire a car using your debit card. Some car rental companies strictly avoid it.

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